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ABOUT KATHY MILLER

It's About the Client,

Not About Me

For more than 45 years, I've been helping individuals and families navigate their healthcare options, including Medicaid and Medicare.

My Mission is simple: help every client understand their options and choose coverage that's right for them.

I believe in honest guidance, personal service, and ongoing support--because you deserve confidence in your healthcare decisions.

WHAT I BELIEVE

You Come First

Your needs, your goals, and your peace of mind always come first

Honesty & Integrity

I provide clear, honest information so you can make confident decisions

Personal Attention

I take the time to listen, explain, and find the right options for you

Always Here

I'm available 7 days a week and here to support you all year long

It's About the Client

My focus will always be what's best for you--not for me

EXPERIENCE YOU CAN TRUST

Over 45 Years of Helping

Clients With Confidence

I've had the privilege of helping thousands of individuals and families understand their health insurance options. My experience allows me to cut through the confusion, explain your choices clearly, and help you find coverage that fits your healthcare needs and your budget.

The most rewarding part of my job is helping people leave with a little less confusion than when the came in.

"It's about the client--not about me."

WHY I DO WHAT I DO

I Go where No Other Agent

Has Gone Before

Healthcare Insurance can be overwhelming, and mistakes can be costly.

I love what I do because I get to make a real difference in people's lives by providing guidance, answering questions, and being here when they need me most.

I treat every client like family.

MY CREDENTIALS

  • Licensed Independent Insurance Agent

    Washington, Idaho, and Montana

  • 45+ Years of Insurance Experience

  • Medicare, Individual & Family Health Insurance
    Advantage, Supplement, Prescription Drug Plans & Apple Health (Medicaid)

  • Ongoing Education to Stay Current

    and Informed

MY APPROACH

  • I research plans in your area before we meet

  • I compare multiple carriers and options

  • I verify doctors and prescriptions

  • I explain everything in plain language

  • I'm here for you after you enroll

Frequently Asked Questions

How do I know which Medicare plan is right for me?

Every person's healthcare needs are different. Kathy takes the time to understand your doctors, prescriptions, budget, and healthcare goals before recommending plans that fit your unique situation.

Will my doctors be covered?

Before recommending a plan, Kathy checks to see if your preferred doctors and specialists participate in the plan's network whenever possible. This helps avoid unexpected surprises after enrollment.

Are my prescriptions covered?

Yes, Kathy reviews your current prescriptions and compares how they're covered under different plans, including medication tiers and costs whenever available.

Do you meet with clients in person?

Yes. Kathy prefers meeting with clients face-to-face whenever possible. She also offers phone and virtual appointments for those who prefer them.

When should I start planning for Medicare?

It's best to start planning wihtin 90 days prior to your 65th birthday. Kathy can help you understand important enrollment deadlines, Medicare Part B requirements, and prepare you for a smooth transition into Medicare.

What areas do you serve?

Kathy is licensed to serve clients in:

• Washington

• Idaho

• Montana

Appointments are available in person, by phone, or virtually depending on your location.

Do you only help people who are turning 65?

No. Kathy also helps individuals already enrolled in Medicare who want to review their current coverage, compare options during Annual Enrollment, or make changes when they're eligible as well as individuals and families navigate their healthcare benefit options.

Will you still help me after I enroll?

Absolutely. Kathy believes her relationship with clients continues long after enrollment. She remains available throughout the year to answer questions, review coverage, and help whenever your healthcare needs change.

Is there a cost for a consultation?

There are no fees for the services Kathy provides. She will explain the process and help determine the best next steps for your Medicare or individual healthcare needs.

Do you help with Apple Health (Medicaid) and Individual Health Insurance?

Yes. In addition to Medicare, Kathy can help you understand your options for Apple Health (Medicaid) and Individual Health Insurance. Whether you're turning 65, retiring, losing employer coverage, or simply exploring your healthcare options, Kathy will help you find coverage that fits your unique needs.

We do not offer every plan available in your area. Currently we represent nine organizations which offer 73 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Independent Insurance Agent

Licensed in WA, ID, & MT

Services

Contact

Licensed in Washington, Idaho & Montana

In-person, phone, and virtual

appointments available

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