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Medicare Solutions

Designed Around You

Whether you're turning 65, reviewing your current coverage, or simply looking for answers, Kathy Miller provides personalized guidance to help you choose coverage with confidence.

45+ Years

of Experience

Licensed in

WA, ID & MT

Client-First

Every Time

How Kathy Can Help

Every person's healthcare needs are unique. Kathy takes the time to undersand your doctors, prescriptions, budget, andhealthcare goals before recommending coverage that fits your individual situation

Medicare Advantage

Plans

All-in-one coverage that may include hospital, medical, and often prescription drugs, plus extra benefits like vision, dental, hearing, and fitness

Medicare Supplement Plans (Medigap)

Helps pay costs Original Medicare doesn't cover. Predictable healthcare expenses and freedom to choose any provider that accepts Medicare

Prescription

Drug Plans

Compare prescription costs, review medication coverage, and find plans that best fit your medications and budget

Individual Health

Insurance

Personalized health insurance options for individuals and families who are not yet eligible for Medicare.

Group Health

Insurance

Coverage Solutions for employers and employees tohelp support thehealth and well-being of your business and team

Apple Health (Medicaid)

Helping individuals and families understand Apple Health (Medicaid), eligibility, and available healthcare coverage options.

Annual Medicare Reviews

Medicare plans change every year. REviewing your coverage annually helps ensure your doctors, prescriptions, and healthcare needs are still being met. Kathy will help you compare your options during Annuarl Enrollment.

Doctor & Prescription Verification

Before recommending a plan, Kathy reviews your doctors, specialists, prescriptions, costs, and the plans available in your area to help youavoid surprises and choose coverage with confidence.

Ongoing Support

Kathy's relationship with you doesn't end at enrollment. She's here year-round to answer questions, review your coverage, and help whenever our healthcare needs change.

Let's Find Coverage That's Right For You

Every client is different. Let's review your options together and find the coverage that gives you peace of mind.

Frequently Asked Questions

How do I know which Medicare plan is right for me?

Every person's healthcare needs are different. Kathy takes the time to understand your doctors, prescriptions, budget, and healthcare goals before recommending plans that fit your unique situation.

Will my doctors be covered?

Before recommending a plan, Kathy checks to see if your preferred doctors and specialists participate in the plan's network whenever possible. This helps avoid unexpected surprises after enrollment.

Are my prescriptions covered?

Yes, Kathy reviews your current prescriptions and compares how they're covered under different plans, including medication tiers and costs whenever available.

Do you meet with clients in person?

Yes. Kathy prefers meeting with clients face-to-face whenever possible. She also offers phone and virtual appointments for those who prefer them.

When should I start planning for Medicare?

It's best to start planning wihtin 90 days prior to your 65th birthday. Kathy can help you understand important enrollment deadlines, Medicare Part B requirements, and prepare you for a smooth transition into Medicare.

What areas do you serve?

Kathy is licensed to serve clients in:

• Washington

• Idaho

• Montana

Appointments are available in person, by phone, or virtually depending on your location.

Do you only help people who are turning 65?

No. Kathy also helps individuals already enrolled in Medicare who want to review their current coverage, compare options during Annual Enrollment, or make changes when they're eligible as well as individuals and families navigate their healthcare benefit options.

Will you still help me after I enroll?

Absolutely. Kathy believes her relationship with clients continues long after enrollment. She remains available throughout the year to answer questions, review coverage, and help whenever your healthcare needs change.

Is there a cost for a consultation?

There are no fees for the services Kathy provides. She will explain the process and help determine the best next steps for your Medicare or individual healthcare needs.

Do you help with Apple Health (Medicaid) and Individual Health Insurance?

Yes. In addition to Medicare, Kathy can help you understand your options for Apple Health (Medicaid) and Individual Health Insurance. Whether you're turning 65, retiring, losing employer coverage, or simply exploring your healthcare options, Kathy will help you find coverage that fits your unique needs.

We do not offer every plan available in your area. Currently we represent nine organizations which offer 73 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Independent Insurance Agent

Licensed in WA, ID, & MT

Services

Contact

Licensed in Washington, Idaho & Montana

In-person, phone, and virtual

appointments available

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